Why is there a Whop charge on my credit card?

A Whop charge on your credit card means someone bought a digital product, course, software, or community access through Whop. If you are a creator selling products, this is how your buyers pay you. Whop handles the card payment, takes its fee, and sends your money to your bank account once you hit the minimum balance.

Whop is based in New York and was started in 2021 by Steven Schwartz, Cameron Zoub, and Jack Sharkey. It works as the platform that processes payments for online creators. When a customer buys your digital files, software, or course with a card, the charge often lists Whop on their bank statement.

Buyers can also pay with PayPal, Apple Pay, Google Pay, and some crypto. But when they use a credit card, Whop collects the funds directly. This is why buyers might ask you why your brand name is not the only name on their bill.

First, set up your product on Whop. You can sell paid communities, digital files, courses, or software. Make sure your sales page clearly tells buyers they are paying through Whop. That simple step prevents confused emails later.

Second, track your incoming earnings. Whop charges sellers a fee on sales. For most products, this fee is a small fee plus payment processing, though apps and some categories differ. Your earnings build up in your account until you request a payout.

Watch out for customer confusion. If a customer buys a file and does not recognize Whop on their statement, they might think it is fraud. Tell them right on your checkout page that the charge will say Whop.

Keep payout rules in mind. Whop sends payouts directly to your bank account. However, you cannot withdraw money at any time. There is a minimum balance you must reach before you can withdraw. Check Whop's help center for the current number.

If you want an easy way to sell files, check the Whop App Store. It lists apps that install right inside your whop community. MKKT is one of those apps: you upload a file, set a price or make it free, and get a store link buyers can use without a Whop account.