What payment methods does Whop checkout accept?

Whop checkout accepts major credit cards, debit cards, PayPal, Apple Pay, and Google Pay. It also accepts select cryptocurrencies.

How much does Whop charge per transaction?

Whop charges a small fee on sales plus payment processing fees for most products. Fees can differ for apps or special categories. Check Whop's help center for the current number.

How do sellers receive payouts from Whop checkout?

Whop sends payouts directly to your linked bank account. You must reach a minimum balance before withdrawing. Check Whop's help center for the current number in your country.

Can you sell digital downloads with Whop checkout?

Yes. Creators can sell digital files, courses, paid communities, and software. Once customers pay through checkout, they receive access to your files immediately.

How does Whop checkout work?

Updated 27 September 2026

The short answer

Whop checkout is the payment page your customers use to buy your digital products. Buyers can pay using a card, PayPal, Apple Pay, Google Pay, or crypto. Whop takes a small fee plus payment processing on most sales. Once people pay, Whop gives them access to your digital files or community.

How the checkout process works

Setting up checkout on Whop is straightforward. You create your whop, which is your community space. Then you add your product, such as a digital file or course. You set the price you want to charge. Whop creates a checkout link for that product.

When a customer clicks your link, they see your checkout page. They enter their payment details and finish the purchase. Whop sends them a receipt and gives them access right away. The money from the sale appears in your seller balance.

Payment methods buyers can use

Whop lets buyers pay in several ways. Customers can use credit cards or debit cards. They can also use digital wallets like Apple Pay, Google Pay, and PayPal. Whop also supports payments with some cryptocurrencies. Having these choices helps buyers pick what they like best.

All transactions are handled securely online. After the payment clears, Whop deposits the net earnings into your account balance. You do not need to set up your own merchant gateway to start taking payments.

Fees and payouts to watch out for

Selling on Whop is not free. Whop charges a small fee on most sales, plus payment processing fees. Fees can differ for apps and certain product categories. To see the exact rate for your items, check Whop's help center for the current number.

Payouts go directly to your bank account. Keep in mind that Whop requires a minimum balance before you can withdraw your money. If you are not sure what the payout limit is in your country, check Whop's help center for the current number.

A plain recommendation for digital files

Standard checkout requires buyers to join your whop. That works well if you run a paid community. But if you only sell a simple PDF or digital download, creating an account can slow buyers down.

If you want fewer steps for your buyers, you can use MKKT from the Whop App Store. You upload your file, set a price or offer it for free, and share your store link. Buyers can purchase and download your file directly without creating a Whop account.