What payment methods does Whop accept?

Whop accepts major credit cards, debit cards, PayPal, Apple Pay, and Google Pay. Buyers can also pay with some cryptocurrencies. This lets your customers pick the payment method they prefer at checkout.

What fee does Whop charge for payment processing?

Whop charges a small fee plus payment processing on sales for most products. Fees can differ for apps and certain categories. Check Whop's help center for the current number for your items.

How does Whop pay out sellers?

Whop sends your sales earnings directly to your bank account. You need to reach a minimum balance before you can make a withdrawal. Check Whop's help center for the current number needed for a payout.

Can buyers purchase without a Whop account?

Yes. Sellers can use store link apps from the Whop App Store to sell files directly. Customers can open the link, pay for the file, and download it without making an account.

How does Whop payment processing work?

Updated 27 September 2026

The short answer

Whop payment processing lets creators take payments from buyers around the world. When you sell a digital product, buyers can pay with credit cards, PayPal, Apple Pay, Google Pay, or crypto. Whop takes a small fee plus payment processing on most sales. Your earnings then go directly to your linked bank account.

Payment methods buyers can use

When you sell digital files, software, or courses on Whop, you want checkout to be simple. Buyers can pay using regular debit or credit cards. They can also use Apple Pay, Google Pay, or PayPal. If buyers prefer digital currency, Whop also accepts some crypto.

Having these choices helps you make more sales. Customers can pick the payment method they trust most and finish buying in seconds.

Fees and payout rules to watch out for

Whop charges sellers a fee on sales. For most products, this fee is a small fee plus payment processing. Apps and some product categories have different fee rates. Check Whop's help center for the current number for your specific category.

Payouts go straight to your bank account. Keep in mind that Whop requires a minimum balance before you can withdraw your money. Check Whop's help center for the current number needed to cash out.

Steps to set up your payments

First, open your seller account on Whop. Go to your settings and link your bank account. This ensures you can receive payouts when buyers purchase your items.

Next, add your product details. You can sell digital files, courses, software, or access to a paid community. Set your price, turn on your payment options, and share your checkout link with your audience.

A plain recommendation for selling digital files

If you only want to sell a simple file, setting up an entire community can feel like too much work. You can install MKKT from the Whop App Store inside your whop. The app lets you upload your file, set a price or offer it for free, and create a store link.

Your customers can use that link to buy and download your file right away without needing a Whop account. This keeps the checkout simple for them and sends your earnings through your normal Whop setup.