How does Whop payment work?

Whop lets creators sell digital products and take payments online. Buyers can pay using a credit card, PayPal, Apple Pay, Google Pay, or crypto. Whop takes a fee on each sale. The rest of the money goes to your balance. Once you reach the minimum balance, you can send the money directly to your bank account.

When people buy from your Whop shop, they have several ways to pay. They can use a debit or credit card, Apple Pay, or Google Pay. They can also check out with PayPal or select crypto options. Having these choices helps your customers buy quickly without getting stuck.

You do not need to set up these payment options one by one. Whop handles the checkout screen for you, so your buyers see the options that work best in their location.

Whop takes a cut when you make a sale. For most products, the fee is a small fee plus payment processing. Apps and some special categories have different fee rates. If you need the exact rate for your specific product type, check Whop's help center for the current number.

You do not pay this fee out of your pocket beforehand. Instead, Whop subtracts the fee right when a customer buys. The remaining money shows up in your seller account.

Your sales money sits in your Whop account balance until you withdraw it. To get paid, you connect your bank account. Whop sends the money straight to your bank.

Keep in mind that Whop has a minimum balance rule. You cannot withdraw your funds until your balance reaches that set amount. To see what the exact minimum withdrawal amount is right now, check Whop's help center for the current number.

If you want to sell standalone downloads, you can install MKKT from the Whop App Store. You upload a file, set a price or make it free, and get a direct store link. Your buyers can use that link to pay and download the file without making a Whop account.

This removes extra friction at checkout. People who find your link can buy in seconds and get their download immediately.