What is a Whop credit card charge?

A Whop credit card charge is a payment made by a customer buying a digital product, course, or community access on Whop. Whop processes the credit card payment, takes a fee of a small fee plus payment processing, and sends the rest to your creator balance for bank payout.

When a buyer buys your product, they can pay with a card, PayPal, Apple Pay, Google Pay, or crypto. Whop handles the payment right away. The buyer sees the charge on their card statement, and Whop adds the funds to your account balance.

Whop takes its fee from each sale. For most products, this fee is a small fee plus payment processing. Apps and some other categories have different rates, so check Whop's help center for the current number.

First, create your seller account on Whop. Next, set up your product by adding your digital file, course, or community access. Then, choose your price in your dashboard.

Connect your bank account so you can get paid. Once your product is live, share your product link with your audience. When someone enters their card details and buys, Whop processes the sale.

You cannot withdraw money the second a sale happens. Whop sends payouts to your bank account, but there is a minimum balance before you can take money out. Check Whop's help center for the current number.

Watch your net earnings after fees. Remember that payment processing fees get added to the base fee of a small fee. Keep this in mind when pricing low-cost digital files so your profit stays healthy.

If you want to sell a digital download without forcing buyers to join a community, you can use MKKT. It is an app in the Whop App Store that lets you upload a file, pick a price, and get a standalone store link.

This makes checkout faster because your buyers do not need a Whop account to buy your file. It keeps card payments simple and helps you sell directly to people who just want your download.